Collins Community
Cedar Rapids, IA · Charter 62969 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 9 branches
Q2 2026
$1.5BAssets
$1.1BLoans
$1.3BShares
$118.8MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 4% of credit unions $1B-$10B in assets (rank 416 of 435).
- Widest gap: equity / assets trails 99% of credit unions $1B-$10B in assets (rank 429 of 435).
- Overall: at or above the peer median on 0 of 7 directional measures.
Return on Assets
-0.17%
Rank 429 of 435
Net Interest Margin
2.31%
Rank 416 of 435
Efficiency Ratio
91.11%
Rank 426 of 435
Equity / Assets
7.78%
Rank 429 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.17% | 0.55% | 0.81% | 1.14% | Beats 1% | 429 / 435 | | |
| Return on Equity | -2.23% | 5.12% | 7.41% | 9.70% | Beats 1% | 430 / 435 | | |
| Net Interest Margin | 2.31% | 3.01% | 3.39% | 3.75% | Beats 4% | 416 / 435 | | |
| Efficiency Ratio | 91.11% | 65.25% | 71.39% | 77.86% | Beats 2% | 426 / 435 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.47% | 0.45% | 0.69% | 1.05% | Beats 2% | 426 / 435 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 7.78% | 9.81% | 10.84% | 12.63% | Beats 1% | 429 / 435 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 7.78% | 9.81% | 10.84% | 12.63% | Beats 1% | 429 / 435 | | |
| Liquidity & Funding |
| Loans / Deposits | 85.54% | 78.33% | 88.38% | 95.61% | 43rd pctl | 249 / 435 | | |
| Loans / Assets | 74.27% | 67.69% | 74.58% | 80.80% | 49th pctl | 222 / 435 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |