Expedition Mendota Heights, MN · Charter 62964 · Peer group: credit unions under $1B in assets in the Minneapolis-St. Paul-Bloomington, MN-WI area (n=25)
NCUA · 3 branches
Q2 2026
$223.5M Assets
$119.4M Loans
$200.8M Shares
$22.2M Net Worth
Executive Summary Strongest standing: nonperforming loans / loans outperforms 72% of credit unions under $1B in assets in the Minneapolis-St. Paul-Bloomington, MN-WI area (rank 8 of 25). Widest gap: net interest margin trails 88% of credit unions under $1B in assets in the Minneapolis-St. Paul-Bloomington, MN-WI area (rank 22 of 25). Overall: at or above the peer median on 1 of 7 directional measures. Return on Assets
0.03%
Rank 18 of 25
Net Interest Margin
3.14%
Rank 22 of 25
Efficiency Ratio
93.38%
Rank 19 of 25
Equity / Assets
9.95%
Rank 20 of 25
Metric Your Credit Union Peer 25th Peer Median Peer 75th Standing Rank 8-Qtr Trend Peer Position Earnings Return on Assets 0.03% -0.29% 0.38% 0.84% Beats 28% 18 / 25 Return on Equity 0.29% -1.54% 3.43% 5.67% Beats 28% 18 / 25 Net Interest Margin 3.14% 3.36% 3.62% 4.13% Beats 12% 22 / 25 Efficiency Ratio 93.38% 75.76% 88.22% 93.38% Beats 28% 19 / 25 Asset Quality Nonperforming Loans / Loans 0.34% 0.29% 0.62% 1.02% Beats 72% 8 / 25 Net Charge-Offs / Loans n/a Not reported for this institution Capital Tier 1 Capital Ratio 9.95% 10.07% 11.51% 14.55% Beats 20% 20 / 25 Total Risk-Based Capital Ratio n/a Not reported for this institution Equity / Assets 9.95% 10.07% 11.51% 14.55% Beats 20% 20 / 25 Liquidity & Funding Loans / Deposits 59.49% 59.49% 71.17% 86.44% 24th pctl 19 / 25 Loans / Assets 53.45% 53.45% 61.94% 76.61% 24th pctl 19 / 25 Brokered Deposits / Deposits n/a Not reported for this institution
Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Peer statistics computed across credit unions under $1B in assets in the Minneapolis-St. Paul-Bloomington, MN-WI area; percentile is the share of peers with a lower reported value. Each ratio is ranked only among the institutions that reported it, so the denominator in the Rank column varies by measure. Income-statement figures on this page are year-to-date as filed, annualized, because the peer percentiles are computed on that basis. Performance Trends defaults to the discrete quarter, so the same measure can read differently there in any quarter but the first, where year-to-date and the quarter cover the same period. Peer comparisons use ratios standardized identically across all institutions and can differ from as-filed figures. Subchapter S banks are restated to an after-tax equivalent at 21.50%, the median effective tax rate of the 2,758 C-corporation banks filing for this quarter. The rate is recomputed each quarter, and C-corporation figures are unchanged. Peer groups below the disclosure floor are suppressed.
CallReports · callreports.ai · Peer Comparison Generated 2026-10-11