Plymouth, MN · Charter 62950
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -0.35% | 0.00% | -0.35% | -1.05% | -1.09% | -74 bps | |
| Return on Equity | -2.72% | -0.03% | -2.55% | -8.21% | -7.46% | -474 bps | |
| Net Interest Margin | 6.68% | 6.68% | 7.13% | 6.17% | 6.73% | +5 bps | |
| Efficiency Ratio | 104.44% | 100.06% | 97.99% | 114.97% | 113.83% | +938 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -19.14% | -16.71% | -15.75% | -7.27% | -13.72% | +542 bps | |
| Loan Growth (YoY) | -7.78% | -11.25% | -8.92% | -24.29% | -25.88% | -1,810 bps | |
| Share Growth (YoY) | -21.12% | -18.38% | -18.20% | -8.00% | -16.28% | +484 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 5.52% | 6.42% | 6.43% | 5.20% | 8.72% | +320 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 5.40% | 5.98% | 6.35% | 6.63% | 6.90% | +150 bps | |
| Capital | |||||||
| Risk-Based Capital | 12.81% | 12.97% | 13.76% | 12.83% | 14.55% | +173 bps | |
| Net Worth / Assets | 12.81% | 12.97% | 13.76% | 12.83% | 14.55% | +173 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 109.56% | 99.16% | 105.25% | 87.28% | 97.00% | -1,256 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |