Landings
Tempe, AZ · Charter 62937 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$263.2MAssets
$144.4MLoans
$234.3MShares
$28.3MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 74% of credit unions under $1B in assets (rank 445 of 1681).
- Widest gap: equity / assets trails 72% of credit unions under $1B in assets (rank 1208 of 1683).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.91%
Rank 666 of 1,683
Net Interest Margin
3.87%
Rank 796 of 1,683
Efficiency Ratio
74.11%
Rank 639 of 1,682
Equity / Assets
10.73%
Rank 1,208 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.91% | 0.35% | 0.74% | 1.18% | Beats 60% | 666 / 1,683 | | |
| Return on Equity | 8.52% | 2.67% | 5.89% | 8.74% | Beats 74% | 445 / 1,681 | | |
| Net Interest Margin | 3.87% | 3.31% | 3.82% | 4.32% | Beats 53% | 796 / 1,683 | | |
| Efficiency Ratio | 74.11% | 68.91% | 78.20% | 86.93% | Beats 62% | 639 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.79% | 0.26% | 0.65% | 1.29% | Beats 44% | 947 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.73% | 10.44% | 12.89% | 16.53% | Beats 28% | 1,208 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.73% | 10.44% | 12.89% | 16.53% | Beats 28% | 1,208 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 61.63% | 52.61% | 69.38% | 83.50% | 37th pctl | 1,061 / 1,683 | | |
| Loans / Assets | 54.84% | 44.71% | 59.18% | 70.72% | 42nd pctl | 976 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |