Federal Employees
Monroe, LA · Charter 62929 · Peer group: credit unions under $1B in assets in LA (n=56-57)
NCUA · 1 branch
Q2 2026
$22.4MAssets
$14.9MLoans
$14.9MShares
$7.4MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 93% of credit unions under $1B in assets in LA (rank 4 of 57).
- Widest gap: nonperforming loans / loans trails 49% of credit unions under $1B in assets in LA (rank 29 of 57).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
1.79%
Rank 4 of 57
Net Interest Margin
4.22%
Rank 20 of 57
Efficiency Ratio
61.28%
Rank 7 of 56
Equity / Assets
33.18%
Rank 4 of 57
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.79% | 0.18% | 0.61% | 1.03% | Beats 93% | 4 / 57 | | |
| Return on Equity | 5.38% | 0.88% | 3.71% | 5.62% | Beats 70% | 17 / 57 | | |
| Net Interest Margin | 4.22% | 3.51% | 3.94% | 4.60% | Beats 65% | 20 / 57 | | |
| Efficiency Ratio | 61.28% | 76.49% | 84.29% | 92.65% | Beats 89% | 7 / 56 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.18% | 0.35% | 1.18% | 2.04% | Beats 51% | 29 / 57 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 33.18% | 11.86% | 15.46% | 23.44% | Beats 93% | 4 / 57 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 33.18% | 11.86% | 15.46% | 23.44% | Beats 93% | 4 / 57 | | |
| Liquidity & Funding |
| Loans / Deposits | 99.89% | 55.77% | 71.07% | 79.18% | 93rd pctl | 4 / 57 | | |
| Loans / Assets | 66.33% | 44.60% | 59.45% | 67.17% | 72nd pctl | 16 / 57 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |