Monroe, LA · Charter 62929
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in LA (n=56 to 57). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
93
Asset Quality
51
Profitability
76
Liquidity
0
Efficiency
89
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Monroe, LA · Charter 62929
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.70% | 1.68% | 1.07% | 1.46% | 1.79% | +9 bps | |
| Return on Equity | 5.13% | 5.13% | 3.35% | 4.55% | 5.38% | +26 bps | |
| Net Interest Margin | 4.17% | 4.09% | 4.14% | 4.10% | 4.23% | +6 bps | |
| Efficiency Ratio | 62.97% | 62.42% | 66.26% | 67.63% | 61.11% | -186 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -1.05% | 3.98% | 4.39% | 3.39% | 2.99% | +404 bps | |
| Loan Growth (YoY) | 3.34% | -4.58% | -2.50% | -7.53% | -5.45% | -880 bps | |
| Share Growth (YoY) | -3.20% | 4.10% | 5.32% | 3.95% | 2.75% | +595 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 2.22% | 0.95% | 0.17% | 1.63% | 1.18% | -104 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 33.07% | 32.67% | 32.04% | 32.11% | 33.18% | +11 bps | |
| Net Worth / Assets | 33.07% | 32.67% | 32.04% | 32.11% | 33.18% | +11 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 108.56% | 102.37% | 99.62% | 95.15% | 99.89% | -867 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Monroe, LA · Charter 62929 · Peer group: credit unions under $1B in assets in LA (n=56-57)
NCUA · 1 branch
Q2 2026
Return on Assets
1.79%
Rank 4 of 57
Net Interest Margin
4.22%
Rank 20 of 57
Efficiency Ratio
61.28%
Rank 7 of 56
Equity / Assets
33.18%
Rank 4 of 57
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.79% | 0.18% | 0.61% | 1.03% | Beats 93% | 4 / 57 | |
| Return on Equity | 5.38% | 0.88% | 3.71% | 5.62% | Beats 70% | 17 / 57 | |
| Net Interest Margin | 4.22% | 3.51% | 3.94% | 4.60% | Beats 65% | 20 / 57 | |
| Efficiency Ratio | 61.28% | 76.49% | 84.29% | 92.65% | Beats 89% | 7 / 56 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 1.18% | 0.35% | 1.18% | 2.04% | Beats 51% | 29 / 57 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 33.18% | 11.86% | 15.46% | 23.44% | Beats 93% | 4 / 57 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 33.18% | 11.86% | 15.46% | 23.44% | Beats 93% | 4 / 57 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 99.89% | 55.77% | 71.07% | 79.18% | 93rd pctl | 4 / 57 | |
| Loans / Assets | 66.33% | 44.60% | 59.45% | 67.17% | 72nd pctl | 16 / 57 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||