Neighbors
Saint Louis, MO · Charter 62905 · Peer group: credit unions under $1B in assets in the St. Louis, MO-IL area (n=26-27)
NCUA · 8 branches
Q2 2026
$573.3MAssets
$428.7MLoans
$503.3MShares
$69.1MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 63% of credit unions under $1B in assets in the St. Louis, MO-IL area (rank 10 of 27).
- Widest gap: nonperforming loans / loans trails 67% of credit unions under $1B in assets in the St. Louis, MO-IL area (rank 19 of 27).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
0.72%
Rank 10 of 27
Net Interest Margin
3.90%
Rank 11 of 27
Efficiency Ratio
75.85%
Rank 12 of 27
Equity / Assets
12.05%
Rank 11 of 27
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.72% | 0.25% | 0.67% | 0.86% | Beats 63% | 10 / 27 | | |
| Return on Equity | 6.01% | 2.16% | 5.85% | 7.25% | Beats 58% | 11 / 26 | | |
| Net Interest Margin | 3.90% | 3.01% | 3.75% | 4.07% | Beats 59% | 11 / 27 | | |
| Efficiency Ratio | 75.85% | 71.97% | 77.45% | 89.37% | Beats 59% | 12 / 27 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.22% | 0.24% | 0.77% | 1.40% | Beats 33% | 19 / 27 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.04% | 9.38% | 10.56% | 15.42% | Beats 59% | 11 / 27 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.05% | 9.38% | 10.56% | 15.42% | Beats 59% | 11 / 27 | | |
| Liquidity & Funding |
| Loans / Deposits | 85.18% | 56.38% | 74.82% | 87.76% | 67th pctl | 9 / 27 | | |
| Loans / Assets | 74.78% | 50.27% | 64.80% | 77.37% | 70th pctl | 8 / 27 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |