PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Partner Colorado

Arvada, CO · Charter 62903

NCUA · 5 branches

Q2 2026

$643.6MAssets
$445.8MLoans
$565.2MShares
$60.5MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 0.37%, up 1 bps year over year; NIM at 2.65%.
  • Asset quality: problem loans at 0.45% of loans (-17 bps YoY).
  • Capital: net worth / assets of 9.39%, down 40 bps from a year ago.
  • Funding: loans stand at 78.87% of shares as of Q2 2026.

Financial Results

Return on Assets (quarter, annualized)

0.37%+1 bps YoY

Net Interest Margin (quarter, annualized)

2.65%-16 bps YoY

Efficiency Ratio (quarter, annualized)

88.37%+575 bps YoY

Net Worth / Assets

9.39%-40 bps YoY

Discrete quarter, annualized.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets0.37%0.43%0.29%0.47%0.37%+1 bps
Return on Equity3.73%4.45%3.09%4.97%3.96%+24 bps
Net Interest Margin2.81%2.80%2.69%2.64%2.65%-16 bps
Efficiency Ratio82.62%81.14%84.76%90.75%88.37%+575 bps
Growth
Asset Growth (YoY)-0.06%4.69%2.55%7.11%7.19%+725 bps
Loan Growth (YoY)-2.96%2.81%7.10%8.19%6.60%+956 bps
Share Growth (YoY)6.10%11.26%1.47%10.07%8.52%+242 bps
Asset Quality
Delinquent Loans / Loans0.62%0.70%0.47%0.37%0.45%-17 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital9.79%9.64%9.27%9.38%9.39%-40 bps
Net Worth / Assets9.79%9.64%9.27%9.38%9.39%-40 bps
Liquidity & Funding
Loans / Shares80.29%79.12%81.93%77.53%78.87%-142 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps