North Kansas Ci, MO · Charter 62895
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.55% | 1.10% | 1.56% | 1.82% | 1.66% | 1.10% | 1.33% | 1.57% | -25 bps | |
| Return on Equity | 7.48% | 5.58% | 7.46% | 8.54% | 7.96% | 5.30% | 6.63% | 7.67% | -87 bps | |
| Net Interest Margin | 4.61% | 4.12% | 4.54% | 4.90% | 4.67% | 4.31% | 4.59% | 4.96% | +6 bps | |
| Efficiency Ratio | 68.76% | 76.70% | 70.88% | 66.94% | 68.03% | 77.51% | 73.94% | 69.91% | +297 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -4.59% | 0.95% | -3.29% | -1.46% | 4.96% | 0.96% | 10.12% | 9.42% | +1,087 bps | |
| Loan Growth (YoY) | -3.52% | -3.30% | -6.40% | -7.00% | -3.03% | 0.11% | 3.35% | 11.04% | +1,804 bps | |
| Share Growth (YoY) | -6.77% | -0.23% | -5.72% | -3.10% | 4.71% | 0.02% | 11.79% | 10.62% | +1,372 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.04% | 0.71% | 0.70% | 0.96% | 1.09% | 0.93% | 1.01% | 1.09% | +12 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 20.66% | 19.78% | 20.88% | 21.35% | 20.90% | 20.69% | 19.98% | 20.51% | -84 bps | |
| Net Worth / Assets | 20.66% | 19.78% | 20.88% | 21.35% | 20.90% | 20.69% | 19.98% | 20.51% | -84 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 73.93% | 68.75% | 71.12% | 70.63% | 68.47% | 68.81% | 65.76% | 70.89% | +27 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |