PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Burlington Northtown Community

North Kansas Ci, MO · Charter 62895

NCUA · 1 branch

Q2 2026

$16.2MAssets
$9.0MLoans
$12.7MShares
$3.3MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 1.57%, down 25 bps year over year; NIM at 4.96%.
  • Asset quality: problem loans at 1.09% of loans (+12 bps YoY).
  • Capital: net worth / assets of 20.51%, down 84 bps from a year ago.
  • Funding: loans stand at 70.89% of shares as of Q2 2026.

Financial Results

Return on Assets (quarter, annualized)

1.57%-25 bps YoY

Net Interest Margin (quarter, annualized)

4.96%+6 bps YoY

Efficiency Ratio (quarter, annualized)

69.91%+297 bps YoY

Net Worth / Assets

20.51%-84 bps YoY

Discrete quarter, annualized.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets1.82%1.66%1.10%1.33%1.57%-25 bps
Return on Equity8.54%7.96%5.30%6.63%7.67%-87 bps
Net Interest Margin4.90%4.67%4.31%4.59%4.96%+6 bps
Efficiency Ratio66.94%68.03%77.51%73.94%69.91%+297 bps
Growth
Asset Growth (YoY)-1.46%4.96%0.96%10.12%9.42%+1,087 bps
Loan Growth (YoY)-7.00%-3.03%0.11%3.35%11.04%+1,804 bps
Share Growth (YoY)-3.10%4.71%0.02%11.79%10.62%+1,372 bps
Asset Quality
Delinquent Loans / Loans0.96%1.09%0.93%1.01%1.09%+12 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital21.35%20.90%20.69%19.98%20.51%-84 bps
Net Worth / Assets21.35%20.90%20.69%19.98%20.51%-84 bps
Liquidity & Funding
Loans / Shares70.63%68.47%68.81%65.76%70.89%+27 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps