Ark Valley
Arkansas City, KS · Charter 62894 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$57.3MAssets
$33.0MLoans
$47.8MShares
$8.7MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 89% of credit unions under $1B in assets (rank 185 of 1683).
- Widest gap: net interest margin trails 48% of credit unions under $1B in assets (rank 810 of 1683).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
1.64%
Rank 185 of 1,683
Net Interest Margin
3.85%
Rank 810 of 1,683
Efficiency Ratio
70.67%
Rank 487 of 1,682
Equity / Assets
15.16%
Rank 539 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.64% | 0.35% | 0.74% | 1.18% | Beats 89% | 185 / 1,683 | |
| Return on Equity | 10.85% | 2.67% | 5.89% | 8.74% | Beats 87% | 215 / 1,681 | |
| Net Interest Margin | 3.85% | 3.31% | 3.82% | 4.32% | Beats 52% | 810 / 1,683 | |
| Efficiency Ratio | 70.67% | 68.91% | 78.20% | 86.93% | Beats 71% | 487 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.19% | 0.26% | 0.65% | 1.29% | Beats 80% | 334 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 15.16% | 10.44% | 12.89% | 16.53% | Beats 68% | 539 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 15.16% | 10.44% | 12.89% | 16.53% | Beats 68% | 539 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 69.16% | 52.61% | 69.38% | 83.50% | 50th pctl | 848 / 1,683 | |
| Loans / Assets | 57.69% | 44.71% | 59.18% | 70.72% | 47th pctl | 894 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |