Capitol View
Des Moines, IA · Charter 62878 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$46.1MAssets
$24.1MLoans
$37.4MShares
$8.6MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 83% of credit unions under $1B in assets (rank 288 of 1683).
- Widest gap: return on equity trails 83% of credit unions under $1B in assets (rank 1388 of 1681).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.27%
Rank 1,331 of 1,683
Net Interest Margin
3.74%
Rank 909 of 1,683
Efficiency Ratio
88.53%
Rank 1,327 of 1,682
Equity / Assets
18.73%
Rank 288 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.27% | 0.35% | 0.74% | 1.18% | Beats 21% | 1,331 / 1,683 | |
| Return on Equity | 1.46% | 2.67% | 5.89% | 8.74% | Beats 17% | 1,388 / 1,681 | |
| Net Interest Margin | 3.74% | 3.31% | 3.82% | 4.32% | Beats 46% | 909 / 1,683 | |
| Efficiency Ratio | 88.53% | 68.91% | 78.20% | 86.93% | Beats 21% | 1,327 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.41% | 0.26% | 0.65% | 1.29% | Beats 66% | 582 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 18.73% | 10.44% | 12.89% | 16.53% | Beats 83% | 288 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 18.73% | 10.44% | 12.89% | 16.53% | Beats 83% | 288 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 64.56% | 52.61% | 69.38% | 83.50% | 41st pctl | 987 / 1,683 | |
| Loans / Assets | 52.31% | 44.71% | 59.18% | 70.72% | 38th pctl | 1,049 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |