Morton Grove, IL · Charter 62854
NCUA · 8 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.69% | 0.72% | 0.97% | 1.22% | 1.24% | 1.19% | 1.32% | 1.30% | +8 bps | |
| Return on Equity | 6.05% | 6.24% | 8.60% | 10.55% | 10.37% | 9.71% | 10.90% | 10.59% | +4 bps | |
| Net Interest Margin | 2.46% | 2.52% | 2.69% | 2.80% | 2.94% | 3.06% | 3.25% | 3.23% | +43 bps | |
| Efficiency Ratio | 72.90% | 71.84% | 65.83% | 60.88% | 60.54% | 61.63% | 58.99% | 59.76% | -112 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 4.42% | 2.33% | 6.06% | 7.85% | 5.45% | 4.78% | 3.66% | 3.82% | -403 bps | |
| Loan Growth (YoY) | 2.06% | -0.11% | 0.42% | 2.85% | 7.82% | 11.50% | 10.45% | 13.02% | +1,017 bps | |
| Share Growth (YoY) | 2.96% | 2.80% | 6.59% | 6.96% | 4.03% | 3.33% | 2.32% | 2.61% | -435 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.50% | 0.47% | 0.35% | 0.43% | 0.43% | 0.50% | 0.60% | 0.57% | +13 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 11.43% | 11.59% | 11.31% | 11.55% | 11.94% | 12.22% | 12.13% | 12.30% | +75 bps | |
| Net Worth / Assets | 11.43% | 11.59% | 11.31% | 11.55% | 11.94% | 12.22% | 12.13% | 12.30% | +75 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 46.66% | 47.18% | 45.28% | 45.61% | 48.36% | 50.92% | 48.88% | 50.24% | +463 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |