Partnership Financial
Morton Grove, IL · Charter 62854 · Peer group: credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (n=93-96)
NCUA · 8 branches
Q2 2026
$402.9MAssets
$176.8MLoans
$352.0MShares
$49.6MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 90% of credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 11 of 96).
- Widest gap: equity / assets trails 73% of credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 70 of 96).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
1.30%
Rank 15 of 96
Net Interest Margin
3.23%
Rank 65 of 96
Efficiency Ratio
59.76%
Rank 11 of 96
Equity / Assets
12.30%
Rank 70 of 96
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.30% | -0.02% | 0.42% | 1.03% | Beats 84% | 15 / 96 | |
| Return on Equity | 10.59% | -0.11% | 2.94% | 6.89% | Beats 88% | 11 / 95 | |
| Net Interest Margin | 3.23% | 3.01% | 3.57% | 4.27% | Beats 32% | 65 / 96 | |
| Efficiency Ratio | 59.76% | 73.45% | 82.91% | 96.61% | Beats 90% | 11 / 96 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.57% | 0.08% | 0.86% | 1.63% | Beats 61% | 37 / 93 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.30% | 11.79% | 15.23% | 18.93% | Beats 27% | 70 / 96 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.30% | 11.79% | 15.23% | 18.93% | Beats 27% | 70 / 96 | |
| Liquidity & Funding |
| Loans / Deposits | 50.24% | 32.14% | 50.03% | 67.81% | 52nd pctl | 46 / 96 | |
| Loans / Assets | 43.89% | 23.12% | 42.50% | 56.24% | 56th pctl | 42 / 96 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |