Columbus, OH · Charter 62848
NCUA · 12 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -0.12% | -0.08% | 0.08% | 0.08% | 0.18% | 0.15% | 0.04% | 0.09% | +1 bps | |
| Return on Equity | -1.33% | -0.89% | 0.88% | 0.83% | 1.86% | 1.54% | 0.40% | 0.88% | +5 bps | |
| Net Interest Margin | 2.62% | 2.69% | 2.95% | 3.12% | 3.23% | 3.29% | 3.30% | 3.35% | +23 bps | |
| Efficiency Ratio | 94.92% | 93.86% | 85.83% | 87.59% | 86.64% | 87.43% | 96.87% | 93.17% | +558 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 4.34% | 4.65% | 0.43% | -1.88% | -4.98% | -5.35% | -3.46% | -1.28% | +60 bps | |
| Loan Growth (YoY) | 2.09% | -1.46% | -0.73% | -3.40% | -4.31% | -1.41% | -2.38% | -0.81% | +259 bps | |
| Share Growth (YoY) | 5.12% | 5.31% | 4.57% | 1.70% | -2.54% | -2.91% | -4.67% | -2.45% | -414 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.42% | 0.84% | 0.96% | 1.27% | 1.68% | 1.53% | 1.77% | 2.01% | +74 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.02% | 8.97% | 9.24% | 9.41% | 9.60% | 9.59% | 9.67% | 9.65% | +24 bps | |
| Net Worth / Assets | 9.02% | 8.97% | 9.24% | 9.41% | 9.60% | 9.59% | 9.67% | 9.65% | +24 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 94.37% | 92.25% | 91.25% | 91.70% | 92.65% | 93.68% | 93.44% | 93.23% | +154 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |