C.F.C.A. Employees
Lawrence, KS · Charter 62840 · Peer group: credit unions under $1B in assets (n=1,754-1,761)
NCUA · 1 branch
Q3 2024
$2.0MAssets
$1.3MLoans
$1.9MShares
$68KNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 53% of credit unions under $1B in assets (rank 836 of 1761).
- Widest gap: equity / assets trails 100% of credit unions under $1B in assets (rank 1758 of 1761).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
-6.50%
Rank 1,748 of 1,761
Net Interest Margin
3.65%
Rank 836 of 1,761
Efficiency Ratio
171.88%
Rank 1,740 of 1,754
Equity / Assets
3.45%
Rank 1,758 of 1,761
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -6.50% | 0.26% | 0.70% | 1.22% | Beats 1% | 1,748 / 1,761 | | |
| Return on Equity | -188.24% | 2.09% | 5.52% | 9.08% | Beats 0% | 1,756 / 1,761 | | |
| Net Interest Margin | 3.65% | 3.03% | 3.59% | 4.25% | Beats 53% | 836 / 1,761 | | |
| Efficiency Ratio | 171.88% | 68.95% | 77.94% | 87.14% | Beats 1% | 1,740 / 1,754 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 7.44% | 0.26% | 0.65% | 1.27% | Beats 2% | 1,727 / 1,757 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 3.43% | 10.05% | 12.42% | 15.87% | Beats 0% | 1,758 / 1,761 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 3.45% | 10.05% | 12.42% | 15.87% | Beats 0% | 1,758 / 1,761 | | |
| Liquidity & Funding |
| Loans / Deposits | 71.98% | 56.21% | 73.13% | 85.64% | 48th pctl | 911 / 1,759 | | |
| Loans / Assets | 68.22% | 47.85% | 62.48% | 73.19% | 63rd pctl | 650 / 1,761 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |