Rockford Municipal Employees
Rockford, IL · Charter 62826 · Peer group: credit unions under $1B in assets in IL (n=50)
NCUA · 1 branch
Q2 2026
$23.6MAssets
$10.1MLoans
$19.8MShares
$3.6MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 68% of credit unions under $1B in assets in IL (rank 16 of 50).
- Widest gap: net interest margin trails 100% of credit unions under $1B in assets in IL (rank 50 of 50).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
-0.77%
Rank 50 of 50
Net Interest Margin
2.12%
Rank 50 of 50
Efficiency Ratio
125.24%
Rank 50 of 50
Equity / Assets
15.16%
Rank 16 of 50
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.77% | 0.49% | 0.97% | 1.35% | Beats 0% | 50 / 50 | |
| Return on Equity | -5.08% | 3.76% | 7.55% | 10.28% | Beats 0% | 50 / 50 | |
| Net Interest Margin | 2.12% | 3.15% | 3.72% | 4.20% | Beats 0% | 50 / 50 | |
| Efficiency Ratio | 125.24% | 67.18% | 75.90% | 80.66% | Beats 2% | 50 / 50 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.41% | 0.14% | 0.47% | 0.87% | Beats 60% | 21 / 50 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 15.16% | 10.68% | 13.50% | 16.38% | Beats 68% | 16 / 50 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 15.16% | 10.68% | 13.50% | 16.38% | Beats 68% | 16 / 50 | |
| Liquidity & Funding |
| Loans / Deposits | 51.04% | 55.23% | 70.87% | 80.60% | 20th pctl | 40 / 50 | |
| Loans / Assets | 42.81% | 43.53% | 60.64% | 68.47% | 20th pctl | 40 / 50 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |