Latvian Cleveland
Lakewood, OH · Charter 62822 · Peer group: credit unions under $1B in assets in the Cleveland, OH area (n=39)
NCUA · 1 branch
Q2 2026
$28.1MAssets
$16.7MLoans
$22.3MShares
$5.7MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of credit unions under $1B in assets in the Cleveland, OH area (rank 5 of 39).
- Widest gap: net interest margin trails 97% of credit unions under $1B in assets in the Cleveland, OH area (rank 38 of 39).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.40%
Rank 24 of 39
Net Interest Margin
2.13%
Rank 38 of 39
Efficiency Ratio
81.64%
Rank 20 of 39
Equity / Assets
20.31%
Rank 8 of 39
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.40% | 0.13% | 0.49% | 0.87% | Beats 38% | 24 / 39 | | |
| Return on Equity | 1.96% | 1.01% | 4.09% | 7.61% | Beats 33% | 26 / 39 | | |
| Net Interest Margin | 2.13% | 3.28% | 3.83% | 4.18% | Beats 3% | 38 / 39 | | |
| Efficiency Ratio | 81.64% | 76.45% | 81.64% | 91.75% | Beats 51% | 20 / 39 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.15% | 0.61% | 1.88% | Beats 100% | 5 / 39 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 20.31% | 10.00% | 12.89% | 19.36% | Beats 79% | 8 / 39 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 20.31% | 10.00% | 12.89% | 19.36% | Beats 79% | 8 / 39 | | |
| Liquidity & Funding |
| Loans / Deposits | 74.86% | 45.46% | 53.28% | 74.29% | 77th pctl | 9 / 39 | | |
| Loans / Assets | 59.38% | 36.24% | 44.98% | 63.66% | 69th pctl | 12 / 39 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |