Baton Rouge, LA · Charter 62808
NCUA · 10 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.83% | 1.73% | 1.84% | 1.81% | 1.64% | -19 bps | |
| Return on Equity | 8.05% | 7.64% | 7.72% | 7.77% | 7.02% | -104 bps | |
| Net Interest Margin | 5.21% | 5.15% | 5.38% | 5.18% | 5.12% | -9 bps | |
| Efficiency Ratio | 73.64% | 74.49% | 73.95% | 74.98% | 76.71% | +307 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 6.33% | 11.09% | 4.63% | 7.39% | 4.63% | -170 bps | |
| Loan Growth (YoY) | -0.05% | -0.21% | 1.79% | 3.09% | 1.44% | +149 bps | |
| Share Growth (YoY) | 5.31% | 11.87% | 3.52% | 7.05% | 3.73% | -157 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.35% | 0.39% | 0.49% | 0.39% | 0.57% | +22 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 22.70% | 22.68% | 23.82% | 23.32% | 23.38% | +68 bps | |
| Net Worth / Assets | 22.70% | 22.68% | 23.82% | 23.32% | 23.38% | +68 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 76.08% | 75.62% | 80.95% | 76.63% | 74.40% | -168 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |