Department of Corrections
Baton Rouge, LA · Charter 62808 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 10 branches
Q2 2026
$126.3MAssets
$71.4MLoans
$96.0MShares
$29.5MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 93% of credit unions under $1B in assets (rank 121 of 1683).
- Widest gap: nonperforming loans / loans trails 45% of credit unions under $1B in assets (rank 758 of 1682).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
1.64%
Rank 187 of 1,683
Net Interest Margin
5.12%
Rank 121 of 1,683
Efficiency Ratio
76.70%
Rank 760 of 1,682
Equity / Assets
23.38%
Rank 133 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.64% | 0.35% | 0.74% | 1.18% | Beats 89% | 187 / 1,683 | |
| Return on Equity | 7.02% | 2.67% | 5.89% | 8.74% | Beats 61% | 652 / 1,681 | |
| Net Interest Margin | 5.12% | 3.31% | 3.82% | 4.32% | Beats 93% | 121 / 1,683 | |
| Efficiency Ratio | 76.70% | 68.91% | 78.20% | 86.93% | Beats 55% | 760 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.57% | 0.26% | 0.65% | 1.29% | Beats 55% | 758 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 23.38% | 10.44% | 12.89% | 16.53% | Beats 92% | 133 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 23.38% | 10.44% | 12.89% | 16.53% | Beats 92% | 133 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 74.40% | 52.61% | 69.38% | 83.50% | 59th pctl | 684 / 1,683 | |
| Loans / Assets | 56.56% | 44.71% | 59.18% | 70.72% | 44th pctl | 935 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |