Artesia
Artesia, NM · Charter 62783 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$172.7MAssets
$115.1MLoans
$144.0MShares
$27.8MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 86% of credit unions under $1B in assets (rank 242 of 1682).
- Widest gap: net interest margin trails 74% of credit unions under $1B in assets (rank 1242 of 1683).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.32%
Rank 331 of 1,683
Net Interest Margin
3.35%
Rank 1,242 of 1,683
Efficiency Ratio
62.89%
Rank 242 of 1,682
Equity / Assets
16.12%
Rank 452 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.32% | 0.35% | 0.74% | 1.18% | Beats 80% | 331 / 1,683 | | |
| Return on Equity | 8.22% | 2.67% | 5.89% | 8.74% | Beats 71% | 485 / 1,681 | | |
| Net Interest Margin | 3.35% | 3.31% | 3.82% | 4.32% | Beats 26% | 1,242 / 1,683 | | |
| Efficiency Ratio | 62.89% | 68.91% | 78.20% | 86.93% | Beats 86% | 242 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.08% | 0.26% | 0.65% | 1.29% | Beats 30% | 1,174 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 16.12% | 10.44% | 12.89% | 16.53% | Beats 73% | 452 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 16.12% | 10.44% | 12.89% | 16.53% | Beats 73% | 452 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 79.94% | 52.61% | 69.38% | 83.50% | 69th pctl | 514 / 1,683 | | |
| Loans / Assets | 66.66% | 44.71% | 59.18% | 70.72% | 66th pctl | 576 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |