Sooper CU Dba Climb CU
Arvada, CO · Charter 62776 · Peer group: credit unions under $1B in assets in the Denver-Aurora-Centennial, CO area (n=23)
NCUA · 6 branches
Q2 2026
$822.8MAssets
$688.9MLoans
$694.1MShares
$95.7MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 91% of credit unions under $1B in assets in the Denver-Aurora-Centennial, CO area (rank 2 of 23).
- Widest gap: nonperforming loans / loans trails 70% of credit unions under $1B in assets in the Denver-Aurora-Centennial, CO area (rank 17 of 23).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.45%
Rank 4 of 23
Net Interest Margin
3.80%
Rank 6 of 23
Efficiency Ratio
65.80%
Rank 3 of 23
Equity / Assets
11.63%
Rank 9 of 23
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.45% | 0.05% | 0.36% | 0.99% | Beats 83% | 4 / 23 | | |
| Return on Equity | 12.48% | 0.56% | 3.49% | 7.31% | Beats 91% | 2 / 23 | | |
| Net Interest Margin | 3.80% | 3.13% | 3.48% | 3.80% | Beats 74% | 6 / 23 | | |
| Efficiency Ratio | 65.80% | 73.94% | 83.38% | 93.84% | Beats 91% | 3 / 23 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.39% | 0.43% | 0.95% | 1.77% | Beats 30% | 17 / 23 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.63% | 8.31% | 9.81% | 13.01% | Beats 61% | 9 / 23 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.63% | 8.31% | 9.81% | 13.01% | Beats 61% | 9 / 23 | | |
| Liquidity & Funding |
| Loans / Deposits | 99.25% | 65.11% | 76.01% | 85.36% | 96th pctl | 1 / 23 | | |
| Loans / Assets | 83.72% | 56.54% | 66.35% | 73.30% | 91st pctl | 2 / 23 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |