Fairview, PA · Charter 6277
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.07% | 1.18% | 1.08% | 0.79% | 1.10% | +3 bps | |
| Return on Equity | 5.30% | 5.70% | 5.40% | 3.98% | 5.27% | -3 bps | |
| Net Interest Margin | 4.04% | 4.08% | 3.88% | 3.79% | 3.98% | -6 bps | |
| Efficiency Ratio | 69.14% | 68.75% | 69.72% | 72.69% | 66.72% | -243 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 1.36% | 5.90% | 8.03% | 10.29% | 2.72% | +136 bps | |
| Loan Growth (YoY) | -12.12% | -11.32% | -11.16% | -13.49% | -13.46% | -134 bps | |
| Share Growth (YoY) | 0.16% | 5.94% | 8.59% | 11.53% | 1.96% | +181 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.77% | 1.55% | 0.40% | 0.39% | 2.05% | +29 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.50% | 0.53% | 0.69% | 0.51% | 0.88% | +38 bps | |
| Capital | |||||||
| Risk-Based Capital | 20.21% | 20.72% | 20.04% | 19.77% | 20.80% | +59 bps | |
| Net Worth / Assets | 20.21% | 20.72% | 20.04% | 19.77% | 20.80% | +59 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 35.00% | 33.98% | 30.98% | 28.87% | 29.71% | -530 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |