NSP
Maplewood, MN · Charter 62733 · Peer group: credit unions under $1B in assets in the Fort Wayne, IN area (n=19)
NCUA · 2 branches
Q2 2026
$35.1MAssets
$20.6MLoans
$27.1MShares
$7.3MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 95% of credit unions under $1B in assets in the Fort Wayne, IN area (rank 1 of 19).
- Widest gap: return on equity trails 84% of credit unions under $1B in assets in the Fort Wayne, IN area (rank 16 of 19).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
-0.56%
Rank 16 of 19
Net Interest Margin
4.18%
Rank 5 of 19
Efficiency Ratio
95.74%
Rank 15 of 19
Equity / Assets
20.93%
Rank 1 of 19
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.56% | -0.27% | 1.22% | 1.52% | Beats 16% | 16 / 19 | | |
| Return on Equity | -2.67% | -2.41% | 9.38% | 13.75% | Beats 16% | 16 / 19 | | |
| Net Interest Margin | 4.18% | 3.49% | 3.77% | 4.18% | Beats 74% | 5 / 19 | | |
| Efficiency Ratio | 95.74% | 68.63% | 79.83% | 95.74% | Beats 26% | 15 / 19 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.22% | 0.38% | 0.61% | 1.20% | Beats 21% | 16 / 19 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 20.93% | 10.00% | 11.56% | 13.69% | Beats 95% | 1 / 19 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 20.93% | 10.00% | 11.56% | 13.69% | Beats 95% | 1 / 19 | | |
| Liquidity & Funding |
| Loans / Deposits | 76.08% | 49.95% | 68.70% | 81.33% | 63rd pctl | 7 / 19 | | |
| Loans / Assets | 58.83% | 39.83% | 58.83% | 70.01% | 47th pctl | 10 / 19 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |