Oak Lawn, IL · Charter 62717
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.60% | 0.99% | 0.80% | 1.95% | 0.85% | -75 bps | |
| Return on Equity | 11.16% | 6.94% | 5.62% | 14.19% | 6.20% | -496 bps | |
| Net Interest Margin | 4.30% | 4.08% | 3.67% | 3.60% | 3.49% | -81 bps | |
| Efficiency Ratio | 63.48% | 70.37% | 73.83% | 45.88% | 76.38% | +1,291 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -0.58% | 1.79% | 2.88% | 7.33% | 7.65% | +823 bps | |
| Loan Growth (YoY) | -10.05% | -10.42% | -9.69% | -10.55% | -11.75% | -170 bps | |
| Share Growth (YoY) | -2.13% | 0.65% | 2.41% | 7.81% | 8.47% | +1,060 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.10% | 0.62% | 0.23% | 0.00% | 0.00% | -10 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.23% | 0.32% | 0.34% | 0.18% | 0.18% | -5 bps | |
| Capital | |||||||
| Risk-Based Capital | 14.32% | 14.23% | 14.28% | 13.75% | 13.69% | -62 bps | |
| Net Worth / Assets | 14.32% | 14.23% | 14.28% | 13.75% | 13.69% | -62 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 71.28% | 67.57% | 64.59% | 60.31% | 57.99% | -1,329 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |