First Missouri
Saint Louis, MO · Charter 62716 · Peer group: credit unions under $1B in assets in the St. Louis, MO-IL area (n=26-27)
NCUA · 2 branches
Q2 2026
$125.1MAssets
$99.2MLoans
$111.9MShares
$11.8MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 67% of credit unions under $1B in assets in the St. Louis, MO-IL area (rank 9 of 27).
- Widest gap: return on equity trails 73% of credit unions under $1B in assets in the St. Louis, MO-IL area (rank 19 of 26).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.30%
Rank 19 of 27
Net Interest Margin
4.00%
Rank 9 of 27
Efficiency Ratio
84.42%
Rank 19 of 27
Equity / Assets
9.43%
Rank 19 of 27
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.30% | 0.25% | 0.67% | 0.86% | Beats 30% | 19 / 27 | | |
| Return on Equity | 3.22% | 2.16% | 5.85% | 7.25% | Beats 27% | 19 / 26 | | |
| Net Interest Margin | 4.00% | 3.01% | 3.75% | 4.07% | Beats 67% | 9 / 27 | | |
| Efficiency Ratio | 84.42% | 71.97% | 77.45% | 89.37% | Beats 33% | 19 / 27 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.77% | 0.24% | 0.77% | 1.40% | Beats 52% | 14 / 27 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.43% | 9.38% | 10.56% | 15.42% | Beats 30% | 19 / 27 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.43% | 9.38% | 10.56% | 15.42% | Beats 30% | 19 / 27 | | |
| Liquidity & Funding |
| Loans / Deposits | 88.64% | 56.38% | 74.82% | 87.76% | 78th pctl | 6 / 27 | | |
| Loans / Assets | 79.29% | 50.27% | 64.80% | 77.37% | 81st pctl | 5 / 27 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |