Baton Rouge, LA · Charter 62710
NCUA · 20 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.27% | 0.35% | 0.04% | -0.45% | -0.22% | -49 bps | |
| Return on Equity | 2.98% | 3.74% | 0.42% | -5.09% | -2.70% | -568 bps | |
| Net Interest Margin | 5.20% | 5.29% | 5.52% | 5.78% | 5.50% | +30 bps | |
| Efficiency Ratio | 79.25% | 80.30% | 80.74% | 73.84% | 77.66% | -160 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 8.33% | 11.56% | 10.44% | 7.55% | 9.07% | +74 bps | |
| Loan Growth (YoY) | 14.02% | 13.00% | 11.20% | 8.57% | 9.83% | -419 bps | |
| Share Growth (YoY) | 6.38% | 12.48% | 12.59% | 5.62% | 13.52% | +714 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.83% | 2.05% | 2.13% | 1.69% | 1.54% | -28 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 8.99% | 9.38% | 9.37% | 8.82% | 8.23% | -75 bps | |
| Net Worth / Assets | 8.99% | 9.38% | 9.37% | 8.82% | 8.23% | -75 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 96.68% | 94.09% | 98.17% | 99.92% | 93.54% | -314 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |