Pelican
Baton Rouge, LA · Charter 62710 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 20 branches
Q2 2026
$885.2MAssets
$745.8MLoans
$797.2MShares
$72.9MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 96% of credit unions under $1B in assets (rank 67 of 1683).
- Widest gap: equity / assets trails 96% of credit unions under $1B in assets (rank 1609 of 1683).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
-0.22%
Rank 1,540 of 1,683
Net Interest Margin
5.50%
Rank 67 of 1,683
Efficiency Ratio
77.66%
Rank 815 of 1,682
Equity / Assets
8.23%
Rank 1,609 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.22% | 0.35% | 0.74% | 1.18% | Beats 8% | 1,540 / 1,683 | |
| Return on Equity | -2.70% | 2.67% | 5.89% | 8.74% | Beats 7% | 1,565 / 1,681 | |
| Net Interest Margin | 5.50% | 3.31% | 3.82% | 4.32% | Beats 96% | 67 / 1,683 | |
| Efficiency Ratio | 77.66% | 68.91% | 78.20% | 86.93% | Beats 52% | 815 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.54% | 0.26% | 0.65% | 1.29% | Beats 20% | 1,342 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.23% | 10.44% | 12.89% | 16.53% | Beats 4% | 1,609 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.23% | 10.44% | 12.89% | 16.53% | Beats 4% | 1,609 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 93.54% | 52.61% | 69.38% | 83.50% | 91st pctl | 149 / 1,683 | |
| Loans / Assets | 84.24% | 44.71% | 59.18% | 70.72% | 97th pctl | 56 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |