Baton Rouge, LA · Charter 62710
NCUA · 20 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
4
Asset Quality
20
Profitability
37
Liquidity
0
Efficiency
52
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Baton Rouge, LA · Charter 62710
NCUA · 20 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.27% | 0.35% | 0.04% | -0.45% | -0.22% | -49 bps | |
| Return on Equity | 2.98% | 3.74% | 0.42% | -5.09% | -2.70% | -568 bps | |
| Net Interest Margin | 5.20% | 5.29% | 5.52% | 5.78% | 5.50% | +30 bps | |
| Efficiency Ratio | 79.25% | 80.30% | 80.74% | 73.84% | 77.66% | -160 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 8.33% | 11.56% | 10.44% | 7.55% | 9.07% | +74 bps | |
| Loan Growth (YoY) | 14.02% | 13.00% | 11.20% | 8.57% | 9.83% | -419 bps | |
| Share Growth (YoY) | 6.38% | 12.48% | 12.59% | 5.62% | 13.52% | +714 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.83% | 2.05% | 2.13% | 1.69% | 1.54% | -28 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 8.99% | 9.38% | 9.37% | 8.82% | 8.23% | -75 bps | |
| Net Worth / Assets | 8.99% | 9.38% | 9.37% | 8.82% | 8.23% | -75 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 96.68% | 94.09% | 98.17% | 99.92% | 93.54% | -314 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Baton Rouge, LA · Charter 62710 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 20 branches
Q2 2026
Return on Assets
-0.22%
Rank 1,540 of 1,683
Net Interest Margin
5.50%
Rank 67 of 1,683
Efficiency Ratio
77.66%
Rank 815 of 1,682
Equity / Assets
8.23%
Rank 1,609 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -0.22% | 0.35% | 0.74% | 1.18% | Beats 8% | 1,540 / 1,683 | |
| Return on Equity | -2.70% | 2.67% | 5.89% | 8.74% | Beats 7% | 1,565 / 1,681 | |
| Net Interest Margin | 5.50% | 3.31% | 3.82% | 4.32% | Beats 96% | 67 / 1,683 | |
| Efficiency Ratio | 77.66% | 68.91% | 78.20% | 86.93% | Beats 52% | 815 / 1,682 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 1.54% | 0.26% | 0.65% | 1.29% | Beats 20% | 1,342 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 8.23% | 10.44% | 12.89% | 16.53% | Beats 4% | 1,609 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 8.23% | 10.44% | 12.89% | 16.53% | Beats 4% | 1,609 / 1,683 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 93.54% | 52.61% | 69.38% | 83.50% | 91st pctl | 149 / 1,683 | |
| Loans / Assets | 84.24% | 44.71% | 59.18% | 70.72% | 97th pctl | 56 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||