K.U.M.C.
Shawnee, KS · Charter 62702 · Peer group: credit unions under $1B in assets in the Kansas City, MO-KS area (n=27-28)
NCUA · 2 branches
Q2 2026
$31.4MAssets
$9.8MLoans
$26.9MShares
$4.3MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 96% of credit unions under $1B in assets in the Kansas City, MO-KS area (rank 1 of 27).
- Widest gap: net interest margin trails 54% of credit unions under $1B in assets in the Kansas City, MO-KS area (rank 15 of 28).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.84%
Rank 2 of 28
Net Interest Margin
4.13%
Rank 15 of 28
Efficiency Ratio
62.05%
Rank 4 of 28
Equity / Assets
13.81%
Rank 12 of 28
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.84% | 0.31% | 0.62% | 1.15% | Beats 93% | 2 / 28 | |
| Return on Equity | 13.30% | 3.10% | 5.79% | 7.32% | Beats 96% | 1 / 27 | |
| Net Interest Margin | 4.13% | 3.95% | 4.17% | 4.96% | Beats 46% | 15 / 28 | |
| Efficiency Ratio | 62.05% | 71.31% | 75.97% | 85.82% | Beats 89% | 4 / 28 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.04% | 0.40% | 0.84% | 1.90% | Beats 96% | 2 / 28 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.81% | 9.27% | 11.97% | 17.47% | Beats 57% | 12 / 28 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.81% | 9.27% | 11.97% | 17.47% | Beats 57% | 12 / 28 | |
| Liquidity & Funding |
| Loans / Deposits | 36.57% | 47.88% | 66.90% | 83.14% | 7th pctl | 26 / 28 | |
| Loans / Assets | 31.35% | 42.23% | 58.20% | 69.16% | 7th pctl | 26 / 28 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |