Shawnee, KS · Charter 62702
NCUA · 2 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Kansas City, MO-KS area (n=27 to 28). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
57
Asset Quality
96
Profitability
78
Liquidity
0
Efficiency
89
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Shawnee, KS · Charter 62702
NCUA · 2 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.57% | 1.74% | 2.21% | 2.13% | 2.09% | 2.00% | 1.70% | 1.84% | -30 bps | |
| Return on Equity | 13.50% | 13.96% | 17.79% | 16.39% | 15.56% | 14.71% | 12.71% | 13.30% | -309 bps | |
| Net Interest Margin | 3.98% | 4.24% | 4.17% | 4.26% | 4.26% | 4.20% | 4.03% | 4.13% | -13 bps | |
| Efficiency Ratio | 63.32% | 66.02% | 59.57% | 60.17% | 60.59% | 61.69% | 65.30% | 62.17% | +200 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -0.83% | -3.08% | 0.59% | 1.15% | 1.52% | 7.21% | 7.38% | 8.57% | +742 bps | |
| Loan Growth (YoY) | -6.76% | -10.02% | -12.48% | -10.88% | -9.69% | -9.41% | -8.43% | -8.18% | +271 bps | |
| Share Growth (YoY) | -2.68% | -5.68% | -1.73% | -1.23% | -0.88% | 5.86% | 6.20% | 7.59% | +883 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.14% | 0.04% | 0.15% | 0.16% | 0.03% | 0.09% | 0.04% | 0.04% | -12 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 11.61% | 12.44% | 12.45% | 13.01% | 13.41% | 13.59% | 13.40% | 13.81% | +79 bps | |
| Net Worth / Assets | 11.61% | 12.44% | 12.45% | 13.01% | 13.41% | 13.59% | 13.40% | 13.81% | +79 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 46.12% | 47.29% | 43.88% | 42.85% | 42.02% | 40.47% | 37.84% | 36.57% | -628 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Shawnee, KS · Charter 62702 · Peer group: credit unions under $1B in assets in the Kansas City, MO-KS area (n=27-28)
NCUA · 2 branches
Q2 2026
Return on Assets
1.84%
Rank 2 of 28
Net Interest Margin
4.13%
Rank 15 of 28
Efficiency Ratio
62.05%
Rank 4 of 28
Equity / Assets
13.81%
Rank 12 of 28
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 1.84% | 0.31% | 0.62% | 1.15% | Beats 93% | 2 / 28 | ||
| Return on Equity | 13.30% | 3.10% | 5.79% | 7.32% | Beats 96% | 1 / 27 | ||
| Net Interest Margin | 4.13% | 3.95% | 4.17% | 4.96% | Beats 46% | 15 / 28 | ||
| Efficiency Ratio | 62.05% | 71.31% | 75.97% | 85.82% | Beats 89% | 4 / 28 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.04% | 0.40% | 0.84% | 1.90% | Beats 96% | 2 / 28 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 13.81% | 9.27% | 11.97% | 17.47% | Beats 57% | 12 / 28 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 13.81% | 9.27% | 11.97% | 17.47% | Beats 57% | 12 / 28 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 36.57% | 47.88% | 66.90% | 83.14% | 7th pctl | 26 / 28 | ||
| Loans / Assets | 31.35% | 42.23% | 58.20% | 69.16% | 7th pctl | 26 / 28 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||