Kansas City, MO · Charter 62701
NCUA · 2 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Kansas City, MO-KS area (n=27 to 28). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
39
Asset Quality
71
Profitability
30
Liquidity
35
Efficiency
46
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Kansas City, MO · Charter 62701
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.80% | 0.77% | 0.69% | 0.58% | 0.48% | -33 bps | |
| Return on Equity | 6.81% | 6.49% | 6.08% | 5.18% | 4.23% | -258 bps | |
| Net Interest Margin | 3.37% | 3.41% | 3.24% | 3.05% | 3.18% | -19 bps | |
| Efficiency Ratio | 75.49% | 75.42% | 75.50% | 78.35% | 81.16% | +567 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 7.26% | 7.87% | 13.41% | 9.81% | 10.13% | +287 bps | |
| Loan Growth (YoY) | -2.70% | -0.39% | -0.05% | 2.74% | 2.87% | +557 bps | |
| Share Growth (YoY) | 7.08% | 7.89% | 14.34% | 10.19% | 10.77% | +369 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.51% | 0.29% | 0.32% | 0.42% | 0.47% | -3 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 11.77% | 11.81% | 11.39% | 11.27% | 11.23% | -54 bps | |
| Net Worth / Assets | 11.77% | 11.81% | 11.39% | 11.27% | 11.23% | -54 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 51.56% | 52.24% | 49.43% | 49.05% | 47.88% | -368 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Kansas City, MO · Charter 62701 · Peer group: credit unions under $1B in assets in the Kansas City, MO-KS area (n=27-28)
NCUA · 2 branches
Q2 2026
Return on Assets
0.47%
Rank 18 of 28
Net Interest Margin
3.18%
Rank 23 of 28
Efficiency Ratio
81.19%
Rank 16 of 28
Equity / Assets
11.23%
Rank 17 of 28
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.47% | 0.31% | 0.62% | 1.15% | Beats 36% | 18 / 28 | |
| Return on Equity | 4.23% | 3.10% | 5.79% | 7.32% | Beats 37% | 17 / 27 | |
| Net Interest Margin | 3.18% | 3.95% | 4.17% | 4.96% | Beats 18% | 23 / 28 | |
| Efficiency Ratio | 81.19% | 71.31% | 75.97% | 85.82% | Beats 46% | 16 / 28 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.47% | 0.40% | 0.84% | 1.90% | Beats 71% | 9 / 28 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 11.23% | 9.27% | 11.97% | 17.47% | Beats 39% | 17 / 28 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 11.23% | 9.27% | 11.97% | 17.47% | Beats 39% | 17 / 28 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 47.88% | 47.88% | 66.90% | 83.14% | 25th pctl | 21 / 28 | |
| Loans / Assets | 42.23% | 42.23% | 58.20% | 69.16% | 25th pctl | 21 / 28 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||