Tri County Area Pottstown, PA · Charter 6269 · Peer group: credit unions under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area (n=50-51)
NCUA · 4 branches
Q2 2026
$215.6M Assets
$110.0M Loans
$193.0M Shares
$22.9M Net Worth
Executive Summary Strongest standing: return on equity outperforms 80% of credit unions under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area (rank 10 of 51). Widest gap: nonperforming loans / loans trails 70% of credit unions under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area (rank 36 of 50). Overall: at or above the peer median on 4 of 7 directional measures. Return on Assets
0.90%
Rank 13 of 51
Net Interest Margin
3.98%
Rank 13 of 51
Efficiency Ratio
78.29%
Rank 18 of 50
Equity / Assets
10.62%
Rank 35 of 51
Metric Your Credit Union Peer 25th Peer Median Peer 75th Standing Rank 8-Qtr Trend Peer Position Earnings Return on Assets 0.90% -0.05% 0.48% 0.90% Beats 75% 13 / 51 Return on Equity 8.47% -0.58% 4.00% 6.90% Beats 80% 10 / 51 Net Interest Margin 3.98% 2.96% 3.44% 3.98% Beats 75% 13 / 51 Efficiency Ratio 78.29% 73.91% 81.87% 94.16% Beats 66% 18 / 50 Asset Quality Nonperforming Loans / Loans 1.58% 0.19% 0.96% 1.83% Beats 30% 36 / 50 Net Charge-Offs / Loans n/a Not reported for this institution Capital Tier 1 Capital Ratio 10.62% 10.44% 12.55% 18.48% Beats 31% 35 / 51 Total Risk-Based Capital Ratio n/a Not reported for this institution Equity / Assets 10.62% 10.44% 12.55% 18.48% Beats 31% 35 / 51 Liquidity & Funding Loans / Deposits 56.98% 28.84% 50.95% 65.41% 65th pctl 18 / 51 Loans / Assets 51.01% 20.51% 39.58% 57.94% 65th pctl 18 / 51 Brokered Deposits / Deposits n/a Not reported for this institution
Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Peer statistics computed across credit unions under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area; percentile is the share of peers with a lower reported value. Each ratio is ranked only among the institutions that reported it, so the denominator in the Rank column varies by measure (50 to 51 here). Income-statement figures on this page are year-to-date as filed, annualized, because the peer percentiles are computed on that basis. Performance Trends defaults to the discrete quarter, so the same measure can read differently there in any quarter but the first, where year-to-date and the quarter cover the same period. Peer comparisons use ratios standardized identically across all institutions and can differ from as-filed figures. Subchapter S banks are restated to an after-tax equivalent at 21.50%, the median effective tax rate of the 2,758 C-corporation banks filing for this quarter. The rate is recomputed each quarter, and C-corporation figures are unchanged. Peer groups below the disclosure floor are suppressed.
CallReports · callreports.ai · Peer Comparison Generated 2026-10-11