Muscatine, IA · Charter 62683
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.20% | 1.31% | 1.18% | 1.15% | 1.21% | +1 bps | |
| Return on Equity | 10.03% | 10.51% | 9.57% | 9.42% | 9.71% | -32 bps | |
| Net Interest Margin | 3.37% | 3.46% | 3.43% | 3.52% | 3.59% | +22 bps | |
| Efficiency Ratio | 77.07% | 75.72% | 76.59% | 76.64% | 74.45% | -262 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 7.27% | 6.66% | 2.91% | 3.36% | 6.14% | -113 bps | |
| Loan Growth (YoY) | 2.63% | 4.19% | 3.76% | 3.77% | 1.98% | -65 bps | |
| Share Growth (YoY) | 8.82% | 7.24% | 2.61% | 2.74% | 5.97% | -285 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.24% | 0.08% | 0.10% | 0.29% | 0.25% | +1 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 12.00% | 12.45% | 12.37% | 12.24% | 12.48% | +48 bps | |
| Net Worth / Assets | 12.00% | 12.45% | 12.37% | 12.24% | 12.48% | +48 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 76.68% | 78.66% | 78.30% | 75.11% | 73.80% | -289 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |