Maryville, MO · Charter 62611
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.66% | 0.82% | 0.57% | 0.75% | 0.48% | -19 bps | |
| Return on Equity | 5.69% | 7.01% | 4.97% | 6.66% | 4.07% | -161 bps | |
| Net Interest Margin | 5.65% | 5.61% | 5.63% | 5.41% | 5.60% | -5 bps | |
| Efficiency Ratio | 88.97% | 86.54% | 90.10% | 88.23% | 92.30% | +333 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -2.69% | 5.94% | 7.76% | 6.48% | 2.81% | +550 bps | |
| Loan Growth (YoY) | -0.23% | 4.15% | 3.15% | 1.75% | -2.88% | -265 bps | |
| Share Growth (YoY) | -3.17% | 4.59% | 8.46% | 6.23% | 2.60% | +577 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.33% | 0.12% | 0.18% | 0.39% | 0.18% | -15 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 11.65% | 11.67% | 11.50% | 11.21% | 11.68% | +3 bps | |
| Net Worth / Assets | 11.65% | 11.67% | 11.50% | 11.21% | 11.68% | +3 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 80.03% | 78.78% | 75.33% | 71.58% | 75.75% | -427 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |