Northwest Missouri Regional
Maryville, MO · Charter 62611 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$11.2MAssets
$7.4MLoans
$9.8MShares
$1.3MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 97% of credit unions under $1B in assets (rank 58 of 1683).
- Widest gap: efficiency ratio trails 86% of credit unions under $1B in assets (rank 1448 of 1682).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.48%
Rank 1,157 of 1,683
Net Interest Margin
5.58%
Rank 58 of 1,683
Efficiency Ratio
92.53%
Rank 1,448 of 1,682
Equity / Assets
11.68%
Rank 1,046 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.48% | 0.35% | 0.74% | 1.18% | Beats 31% | 1,157 / 1,683 | |
| Return on Equity | 4.12% | 2.67% | 5.89% | 8.74% | Beats 36% | 1,074 / 1,681 | |
| Net Interest Margin | 5.58% | 3.31% | 3.82% | 4.32% | Beats 97% | 58 / 1,683 | |
| Efficiency Ratio | 92.53% | 68.91% | 78.20% | 86.93% | Beats 14% | 1,448 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.18% | 0.26% | 0.65% | 1.29% | Beats 81% | 321 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.68% | 10.44% | 12.89% | 16.53% | Beats 38% | 1,046 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.68% | 10.44% | 12.89% | 16.53% | Beats 38% | 1,046 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 75.75% | 52.61% | 69.38% | 83.50% | 61st pctl | 653 / 1,683 | |
| Loans / Assets | 66.18% | 44.71% | 59.18% | 70.72% | 65th pctl | 592 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |