Maryville, MO · Charter 62611
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
38
Asset Quality
81
Profitability
55
Liquidity
72
Efficiency
14
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Maryville, MO · Charter 62611
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.31% | 1.02% | 1.09% | 0.66% | 0.82% | 0.57% | 0.75% | 0.48% | -19 bps | |
| Return on Equity | 11.06% | 8.52% | 9.42% | 5.69% | 7.01% | 4.97% | 6.66% | 4.07% | -161 bps | |
| Net Interest Margin | 6.08% | 6.16% | 5.61% | 5.65% | 5.61% | 5.63% | 5.41% | 5.60% | -5 bps | |
| Efficiency Ratio | 77.84% | 82.36% | 83.26% | 88.97% | 86.54% | 90.10% | 88.23% | 92.30% | +333 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -5.44% | -5.38% | -4.27% | -2.69% | 5.94% | 7.76% | 6.48% | 2.81% | +550 bps | |
| Loan Growth (YoY) | -12.83% | -12.48% | -8.40% | -0.23% | 4.15% | 3.15% | 1.75% | -2.88% | -265 bps | |
| Share Growth (YoY) | -6.88% | -7.43% | -5.46% | -3.17% | 4.59% | 8.46% | 6.23% | 2.60% | +577 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.37% | 0.91% | 0.19% | 0.33% | 0.12% | 0.18% | 0.39% | 0.18% | -15 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 11.85% | 11.92% | 11.57% | 11.65% | 11.67% | 11.50% | 11.21% | 11.68% | +3 bps | |
| Net Worth / Assets | 11.85% | 11.92% | 11.57% | 11.65% | 11.67% | 11.50% | 11.21% | 11.68% | +3 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 79.12% | 79.20% | 74.73% | 80.03% | 78.78% | 75.33% | 71.58% | 75.75% | -427 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Maryville, MO · Charter 62611 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
Return on Assets
0.48%
Rank 1,157 of 1,683
Net Interest Margin
5.58%
Rank 58 of 1,683
Efficiency Ratio
92.53%
Rank 1,448 of 1,682
Equity / Assets
11.68%
Rank 1,046 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.48% | 0.35% | 0.74% | 1.18% | Beats 31% | 1,157 / 1,683 | ||
| Return on Equity | 4.12% | 2.67% | 5.89% | 8.74% | Beats 36% | 1,074 / 1,681 | ||
| Net Interest Margin | 5.58% | 3.31% | 3.82% | 4.32% | Beats 97% | 58 / 1,683 | ||
| Efficiency Ratio | 92.53% | 68.91% | 78.20% | 86.93% | Beats 14% | 1,448 / 1,682 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.18% | 0.26% | 0.65% | 1.29% | Beats 81% | 321 / 1,682 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 11.68% | 10.44% | 12.89% | 16.53% | Beats 38% | 1,046 / 1,683 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 11.68% | 10.44% | 12.89% | 16.53% | Beats 38% | 1,046 / 1,683 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 75.75% | 52.61% | 69.38% | 83.50% | 61st pctl | 653 / 1,683 | ||
| Loans / Assets | 66.18% | 44.71% | 59.18% | 70.72% | 65th pctl | 592 / 1,683 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||