Tukwila, WA · Charter 62604
NCUA · 67 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.67% | 0.56% | 0.59% | 0.43% | 0.58% | -9 bps | |
| Return on Equity | 5.46% | 4.49% | 4.75% | 3.48% | 4.62% | -83 bps | |
| Net Interest Margin | 3.69% | 3.77% | 3.74% | 3.72% | 3.83% | +14 bps | |
| Efficiency Ratio | 78.42% | 77.53% | 76.90% | 77.63% | 77.43% | -99 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -2.22% | -2.65% | 0.04% | 1.81% | 2.39% | +461 bps | |
| Loan Growth (YoY) | 4.16% | 3.28% | 4.21% | 3.09% | 1.98% | -218 bps | |
| Share Growth (YoY) | 2.89% | 2.77% | 2.58% | 2.16% | 1.87% | -102 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.40% | 0.39% | 0.42% | 0.41% | 0.42% | +2 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 12.36% | 12.45% | 12.39% | 12.23% | 12.57% | +22 bps | |
| Net Worth / Assets | 12.36% | 12.45% | 12.39% | 12.23% | 12.57% | +22 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 78.57% | 79.40% | 79.55% | 76.81% | 78.65% | +9 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |