Tukwila, WA · Charter 62604
NCUA · 67 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions any (n=25). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
80
Asset Quality
84
Profitability
41
Liquidity
39
Efficiency
12
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Tukwila, WA · Charter 62604
NCUA · 67 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.79% | 0.70% | 0.69% | 0.67% | 0.56% | 0.59% | 0.43% | 0.58% | -9 bps | |
| Return on Equity | 6.81% | 5.94% | 5.77% | 5.46% | 4.49% | 4.75% | 3.48% | 4.62% | -83 bps | |
| Net Interest Margin | 3.49% | 3.54% | 3.52% | 3.69% | 3.77% | 3.74% | 3.72% | 3.83% | +14 bps | |
| Efficiency Ratio | 71.39% | 73.35% | 79.44% | 78.42% | 77.53% | 76.90% | 77.63% | 77.43% | -99 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 1.77% | -1.74% | -2.35% | -2.22% | -2.65% | 0.04% | 1.81% | 2.39% | +461 bps | |
| Loan Growth (YoY) | 7.93% | 5.62% | 4.73% | 4.16% | 3.28% | 4.21% | 3.09% | 1.98% | -218 bps | |
| Share Growth (YoY) | 0.33% | 1.30% | 2.80% | 2.89% | 2.77% | 2.58% | 2.16% | 1.87% | -102 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.37% | 0.40% | 0.39% | 0.40% | 0.39% | 0.42% | 0.41% | 0.42% | +2 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 11.66% | 11.85% | 11.97% | 12.36% | 12.45% | 12.39% | 12.23% | 12.57% | +22 bps | |
| Net Worth / Assets | 11.66% | 11.85% | 11.97% | 12.36% | 12.45% | 12.39% | 12.23% | 12.57% | +22 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 79.01% | 78.31% | 76.11% | 78.57% | 79.40% | 79.55% | 76.81% | 78.65% | +9 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Tukwila, WA · Charter 62604 · Peer group: credit unions any (n=25)
NCUA · 67 branches
Q2 2026
Return on Assets
0.58%
Rank 17 of 25
Net Interest Margin
3.83%
Rank 4 of 25
Efficiency Ratio
77.43%
Rank 23 of 25
Equity / Assets
12.57%
Rank 5 of 25
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.58% | 0.54% | 0.87% | 1.36% | Beats 32% | 17 / 25 | ||
| Return on Equity | 4.62% | 5.49% | 9.20% | 10.99% | Beats 8% | 23 / 25 | ||
| Net Interest Margin | 3.83% | 2.86% | 3.13% | 3.50% | Beats 84% | 4 / 25 | ||
| Efficiency Ratio | 77.43% | 54.62% | 61.07% | 70.28% | Beats 12% | 23 / 25 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.42% | 0.64% | 0.92% | 1.30% | Beats 84% | 5 / 25 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 12.57% | 9.55% | 10.72% | 11.84% | Beats 80% | 5 / 25 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 12.57% | 9.55% | 10.72% | 11.84% | Beats 80% | 5 / 25 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 78.65% | 81.23% | 88.75% | 93.33% | 20th pctl | 20 / 25 | ||
| Loans / Assets | 68.82% | 68.82% | 78.26% | 79.51% | 24th pctl | 19 / 25 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||