Med Park
Grand Forks, ND · Charter 62593 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$18.1MAssets
$12.7MLoans
$14.9MShares
$3.0MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 90% of credit unions under $1B in assets (rank 170 of 1682).
- Widest gap: efficiency ratio trails 73% of credit unions under $1B in assets (rank 1224 of 1682).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
0.75%
Rank 828 of 1,683
Net Interest Margin
4.54%
Rank 314 of 1,683
Efficiency Ratio
86.04%
Rank 1,224 of 1,682
Equity / Assets
16.54%
Rank 420 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.75% | 0.35% | 0.74% | 1.18% | Beats 51% | 828 / 1,683 | |
| Return on Equity | 4.54% | 2.67% | 5.89% | 8.74% | Beats 40% | 1,008 / 1,681 | |
| Net Interest Margin | 4.54% | 3.31% | 3.82% | 4.32% | Beats 81% | 314 / 1,683 | |
| Efficiency Ratio | 86.04% | 68.91% | 78.20% | 86.93% | Beats 27% | 1,224 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.04% | 0.26% | 0.65% | 1.29% | Beats 90% | 170 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 16.54% | 10.44% | 12.89% | 16.53% | Beats 75% | 420 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 16.54% | 10.44% | 12.89% | 16.53% | Beats 75% | 420 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 84.86% | 52.61% | 69.38% | 83.50% | 78th pctl | 378 / 1,683 | |
| Loans / Assets | 69.96% | 44.71% | 59.18% | 70.72% | 74th pctl | 445 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |