Cleveland, OH · Charter 62588
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.66% | 1.88% | 1.63% | 0.85% | 1.23% | -43 bps | |
| Return on Equity | 13.64% | 14.78% | 12.42% | 6.55% | 9.10% | -455 bps | |
| Net Interest Margin | 4.50% | 4.63% | 4.68% | 4.51% | 4.68% | +17 bps | |
| Efficiency Ratio | 68.90% | 66.28% | 70.26% | 78.99% | 76.48% | +758 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 3.78% | 6.64% | -3.48% | 3.85% | -0.44% | -422 bps | |
| Loan Growth (YoY) | -2.28% | 0.99% | -1.95% | -2.33% | 1.22% | +350 bps | |
| Share Growth (YoY) | 2.48% | 5.60% | -5.45% | 2.95% | -1.91% | -439 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.60% | 0.42% | 0.44% | 1.76% | 1.26% | -34 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 12.13% | 12.69% | 13.15% | 12.92% | 13.48% | +135 bps | |
| Net Worth / Assets | 12.13% | 12.69% | 13.15% | 12.92% | 13.48% | +135 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 49.91% | 51.58% | 52.03% | 48.90% | 51.51% | +159 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |