Golden Plains
Garden City, KS · Charter 62542 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 12 branches
Q2 2026
$1.0BAssets
$802.5MLoans
$863.6MShares
$132.3MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 81% of credit unions $1B-$10B in assets (rank 83 of 435).
- Widest gap: nonperforming loans / loans trails 75% of credit unions $1B-$10B in assets (rank 329 of 435).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
0.88%
Rank 188 of 435
Net Interest Margin
3.54%
Rank 168 of 435
Efficiency Ratio
63.47%
Rank 93 of 435
Equity / Assets
13.21%
Rank 83 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.88% | 0.55% | 0.81% | 1.14% | Beats 57% | 188 / 435 | | |
| Return on Equity | 6.67% | 5.12% | 7.41% | 9.70% | Beats 41% | 258 / 435 | | |
| Net Interest Margin | 3.54% | 3.01% | 3.39% | 3.75% | Beats 61% | 168 / 435 | | |
| Efficiency Ratio | 63.47% | 65.25% | 71.39% | 77.86% | Beats 79% | 93 / 435 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.06% | 0.45% | 0.69% | 1.05% | Beats 25% | 329 / 435 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.21% | 9.81% | 10.84% | 12.63% | Beats 81% | 83 / 435 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.21% | 9.81% | 10.84% | 12.63% | Beats 81% | 83 / 435 | | |
| Liquidity & Funding |
| Loans / Deposits | 92.93% | 78.33% | 88.38% | 95.61% | 65th pctl | 153 / 435 | | |
| Loans / Assets | 80.15% | 67.69% | 74.58% | 80.80% | 71st pctl | 127 / 435 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |