PackageTrendsPeer
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Iowa Ordnance Plant

Middletown, IA · Charter 6254

Q4 2000

Board Package

Performance Trends and Peer Comparison

Part 1Performance Trends, own institution only2
Part 2Peer Comparison, not published for this institution and quartern/a

Basis

Quarter: Q4 2000, the quarter ended December 31, 2000, on both parts.

Income statement: year to date as filed, annualized, on both parts.

Balance sheet: as filed at quarter end.

Peer group

No peer standings are published for this institution and quarter.

Peer groups below the disclosure floor are suppressed.

Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas.

CallReports · callreports.ai · Board PackageGenerated 2026-10-11

Iowa Ordnance Plant

Middletown, IA · Charter 6254

Q4 2000

$2.6MAssets
$1.2MLoans
$2.1MShares
$438KNet Worth

Executive Summary

  • Earnings: ROA of 0.77%, down 267 bps year over year; NIM at 4.33%.
  • Asset quality: problem loans at 1.41% of loans (-98 bps YoY).
  • Capital: net worth / assets of 16.98%.
  • Funding: loans stand at 54.92% of shares as of Q4 2000.

Return on Assets (YTD, annualized)

0.77%-267 bps YoY

Net Interest Margin (YTD, annualized)

4.33%

Efficiency Ratio (YTD, annualized)

84.19%

Net Worth / Assets

16.98%
n/a

Year to date, annualized, through each quarter.

MetricQ2 1997Q4 1997Q2 1998Q4 1998Q2 1999Q4 1999Q2 2000Q4 2000YoY ΔTrend
Earnings
Return on Assets2.94%2.88%2.85%3.44%2.69%0.42%0.41%0.77%-267 bps
Return on Equityn/an/an/an/an/an/an/a4.53%n/an/a
Net Interest Marginn/an/an/an/an/a4.35%4.02%4.33%n/a
Efficiency Ration/an/an/an/an/a83.76%90.17%84.19%n/a
Growth
Asset Growth (YoY)-14.18%-14.64%-11.51%-5.36%-8.30%-3.39%-3.62%-8.07%-271 bps
Loan Growth (YoY)-10.71%-21.07%-14.10%-8.28%-11.58%-12.35%-23.05%-19.91%-1,162 bps
Share Growth (YoY)-16.43%-18.05%-14.18%-10.64%-10.96%-3.75%-5.33%-7.54%+310 bps
Asset Quality
Delinquent Loans / Loans2.08%3.52%2.32%2.39%2.24%1.98%2.43%1.41%-98 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loans0.32%1.02%1.00%0.68%1.08%1.21%1.37%1.62%+94 bps
Capital
Risk-Based Capitaln/an/an/an/an/an/an/a16.98%n/an/a
Net Worth / Assetsn/an/an/an/an/an/an/a16.98%n/an/a
Liquidity & Funding
Loans / Shares60.56%59.41%59.38%63.40%60.14%54.10%48.26%54.92%-848 bps
Liquid Assets / Assets20.59%20.87%22.60%16.69%22.93%18.19%21.56%42.49%+2,581 bps