Chattanooga Federal Employees
Chattanooga, TN · Charter 62537 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$76.0MAssets
$40.0MLoans
$63.1MShares
$12.8MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 76% of credit unions under $1B in assets (rank 396 of 1683).
- Widest gap: net interest margin trails 92% of credit unions under $1B in assets (rank 1549 of 1683).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.56%
Rank 1,055 of 1,683
Net Interest Margin
2.78%
Rank 1,549 of 1,683
Efficiency Ratio
74.62%
Rank 661 of 1,682
Equity / Assets
16.86%
Rank 396 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.56% | 0.35% | 0.74% | 1.18% | Beats 37% | 1,055 / 1,683 | |
| Return on Equity | 3.34% | 2.67% | 5.89% | 8.74% | Beats 30% | 1,171 / 1,681 | |
| Net Interest Margin | 2.78% | 3.31% | 3.82% | 4.32% | Beats 8% | 1,549 / 1,683 | |
| Efficiency Ratio | 74.62% | 68.91% | 78.20% | 86.93% | Beats 61% | 661 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.39% | 0.26% | 0.65% | 1.29% | Beats 67% | 564 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 16.86% | 10.44% | 12.89% | 16.53% | Beats 76% | 396 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 16.86% | 10.44% | 12.89% | 16.53% | Beats 76% | 396 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 63.36% | 52.61% | 69.38% | 83.50% | 40th pctl | 1,012 / 1,683 | |
| Loans / Assets | 52.56% | 44.71% | 59.18% | 70.72% | 38th pctl | 1,038 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |