PackageTrendsPeer
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Maroon Financial

Chicago, IL · Charter 62497

NCUA · 1 branch

Q2 2026

$51.9MAssets
$30.9MLoans
$43.8MShares
$7.2MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 0.39%, up 27 bps year over year; NIM at 4.25%.
  • Asset quality: problem loans at 0.54% of loans (+26 bps YoY).
  • Capital: net worth / assets of 13.87%, up 75 bps from a year ago.
  • Funding: loans stand at 70.55% of shares as of Q2 2026.

Financial Results

Return on Assets (quarter, annualized)

0.39%+27 bps YoY

Net Interest Margin (quarter, annualized)

4.25%+53 bps YoY

Efficiency Ratio (quarter, annualized)

84.33%+158 bps YoY

Net Worth / Assets

13.87%+75 bps YoY

Discrete quarter, annualized.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets0.12%0.31%0.26%0.01%0.39%+27 bps
Return on Equity0.92%2.33%1.94%0.05%2.81%+189 bps
Net Interest Margin3.72%3.94%3.96%4.27%4.25%+53 bps
Efficiency Ratio82.75%84.42%85.61%88.10%84.33%+158 bps
Growth
Asset Growth (YoY)-4.70%-4.22%-1.14%-2.54%-2.63%+207 bps
Loan Growth (YoY)-3.81%-4.60%-6.19%-4.40%-1.64%+217 bps
Share Growth (YoY)-1.11%-3.71%-2.52%-3.96%-3.70%-259 bps
Asset Quality
Delinquent Loans / Loans0.28%0.40%1.03%0.70%0.54%+26 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital13.12%13.52%13.63%13.77%13.87%+75 bps
Net Worth / Assets13.12%13.52%13.63%13.77%13.87%+75 bps
Liquidity & Funding
Loans / Shares69.07%69.53%67.79%68.30%70.55%+148 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps