Brown-Forman Employees
Louisville, KY · Charter 62482 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$14.4MAssets
$8.3MLoans
$11.4MShares
$2.8MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 86% of credit unions under $1B in assets (rank 242 of 1683).
- Widest gap: nonperforming loans / loans trails 83% of credit unions under $1B in assets (rank 1390 of 1682).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.53%
Rank 1,094 of 1,683
Net Interest Margin
4.23%
Rank 482 of 1,683
Efficiency Ratio
69.21%
Rank 431 of 1,682
Equity / Assets
19.62%
Rank 242 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.53% | 0.35% | 0.74% | 1.18% | Beats 35% | 1,094 / 1,683 | | |
| Return on Equity | 2.70% | 2.67% | 5.89% | 8.74% | Beats 25% | 1,257 / 1,681 | | |
| Net Interest Margin | 4.23% | 3.31% | 3.82% | 4.32% | Beats 71% | 482 / 1,683 | | |
| Efficiency Ratio | 69.21% | 68.91% | 78.20% | 86.93% | Beats 74% | 431 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.71% | 0.26% | 0.65% | 1.29% | Beats 17% | 1,390 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 19.62% | 10.44% | 12.89% | 16.53% | Beats 86% | 242 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 19.62% | 10.44% | 12.89% | 16.53% | Beats 86% | 242 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 72.28% | 52.61% | 69.38% | 83.50% | 55th pctl | 752 / 1,683 | | |
| Loans / Assets | 57.46% | 44.71% | 59.18% | 70.72% | 46th pctl | 903 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |