El Reno R.I.L.
El Reno, OK · Charter 62479 · Peer group: credit unions under $1B in assets in the Oklahoma City, OK area (n=18)
NCUA · 1 branch
Q1 2025
$36.4MAssets
$16.3MLoans
$32.4MShares
$3.2MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 50% of credit unions under $1B in assets in the Oklahoma City, OK area (rank 9 of 18).
- Widest gap: return on equity trails 100% of credit unions under $1B in assets in the Oklahoma City, OK area (rank 18 of 18).
- Overall: at or above the peer median on 1 of 6 directional measures.
Return on Assets
-10.31%
Rank 18 of 18
Net Interest Margin
3.86%
Rank 9 of 18
Equity / Assets
8.72%
Rank 16 of 18
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -10.31% | -0.01% | 0.34% | 0.72% | Beats 0% | 18 / 18 | |
| Return on Equity | -118.12% | -0.24% | 3.87% | 4.75% | Beats 0% | 18 / 18 | |
| Net Interest Margin | 3.86% | 3.42% | 3.86% | 4.40% | Beats 50% | 9 / 18 | |
| Efficiency Ratio | n/a | Not reported for this institution |
| Asset Quality |
| Nonperforming Loans / Loans | 2.00% | 0.12% | 0.56% | 1.11% | Beats 17% | 16 / 18 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.72% | 8.86% | 12.74% | 15.77% | Beats 11% | 16 / 18 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.72% | 8.86% | 12.74% | 15.77% | Beats 11% | 16 / 18 | |
| Liquidity & Funding |
| Loans / Deposits | 50.24% | 67.08% | 76.24% | 81.43% | 11th pctl | 16 / 18 | |
| Loans / Assets | 44.78% | 48.24% | 65.21% | 69.74% | 11th pctl | 16 / 18 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |