Cabot Employees
Franklin, LA · Charter 62441 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$1.3MAssets
$426KLoans
$910KShares
$337KNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of credit unions under $1B in assets (rank 132 of 1682).
- Widest gap: net interest margin trails 85% of credit unions under $1B in assets (rank 1432 of 1683).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
0.96%
Rank 624 of 1,683
Net Interest Margin
3.04%
Rank 1,432 of 1,683
Efficiency Ratio
72.00%
Rank 538 of 1,682
Equity / Assets
26.94%
Rank 73 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.96% | 0.35% | 0.74% | 1.18% | Beats 63% | 624 / 1,683 | |
| Return on Equity | 3.56% | 2.67% | 5.89% | 8.74% | Beats 32% | 1,142 / 1,681 | |
| Net Interest Margin | 3.04% | 3.31% | 3.82% | 4.32% | Beats 15% | 1,432 / 1,683 | |
| Efficiency Ratio | 72.00% | 68.91% | 78.20% | 86.93% | Beats 68% | 538 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.26% | 0.65% | 1.29% | Beats 100% | 132 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 26.94% | 10.44% | 12.89% | 16.53% | Beats 96% | 73 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 26.94% | 10.44% | 12.89% | 16.53% | Beats 96% | 73 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 46.81% | 52.61% | 69.38% | 83.50% | 18th pctl | 1,376 / 1,683 | |
| Loans / Assets | 34.05% | 44.71% | 59.18% | 70.72% | 12th pctl | 1,486 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |