Anchorage, AK · Charter 6244
Q3 1996
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 1994 | Q4 1994 | Q2 1995 | Q4 1995 | Q1 1996 | Q2 1996 | Q3 1996 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|
| Earnings | |||||||||
| Return on Assets | 4.08% | 4.04% | 3.39% | 3.73% | 4.26% | 4.31% | n/a | n/a | |
| Return on Equity | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Interest Margin | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Efficiency Ratio | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Growth | |||||||||
| Asset Growth (YoY) | n/a | n/a | n/a | n/a | 19.56% | 19.85% | 17.52% | n/a | |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | 19.50% | 21.76% | 17.14% | n/a | |
| Share Growth (YoY) | n/a | n/a | n/a | n/a | 18.16% | 19.84% | 17.83% | n/a | |
| Asset Quality | |||||||||
| Delinquent Loans / Loans | 1.27% | 1.41% | 1.49% | 1.78% | 1.62% | 1.11% | 1.47% | -2 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 4.29% | 4.13% | 3.82% | 2.79% | 2.75% | 2.44% | 2.13% | -169 bps | |
| Capital | |||||||||
| Risk-Based Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Worth / Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquidity & Funding | |||||||||
| Loans / Shares | 86.32% | 89.91% | 92.27% | 87.18% | 87.30% | 91.35% | 91.73% | -54 bps | |
| Liquid Assets / Assets | 6.23% | 5.71% | 4.61% | 10.16% | 8.77% | 7.86% | 6.58% | +198 bps | |