PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Denali

Anchorage, AK · Charter 6244

Q3 1996

$55.9MAssets
$47.1MLoans
$51.3MShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Asset quality: problem loans at 1.47% of loans (-2 bps YoY).
  • Funding: loans stand at 91.73% of shares as of Q3 1996.

Financial Results

Return on Assets (quarter, annualized)

n/a

Net Interest Margin (quarter, annualized)

n/a

Efficiency Ratio (quarter, annualized)

n/a

Net Worth / Assets

n/a

Discrete quarter, annualized.

MetricQ2 1995Q4 1995Q1 1996Q2 1996Q3 1996YoY ΔTrend
Earnings
Return on Assets3.39%3.73%4.26%4.31%n/an/a
Return on Equityn/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/a19.56%19.85%17.52%n/a
Loan Growth (YoY)n/an/a19.50%21.76%17.14%n/a
Share Growth (YoY)n/an/a18.16%19.84%17.83%n/a
Asset Quality
Delinquent Loans / Loans1.49%1.78%1.62%1.11%1.47%-2 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans3.82%2.79%2.75%2.44%2.13%-169 bps
Capital
Risk-Based Capitaln/an/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares92.27%87.18%87.30%91.35%91.73%-54 bps
Liquid Assets / Assets4.61%10.16%8.77%7.86%6.58%+198 bps